However i travel to the airport and use Lyft which is a big benefit on Reserve, is it a 250 benefit? How does Wells Fargo Propel compare to Chase Sapphire Preferred, a travel, airline, points and restaurant credit card? Thanks! I never thought CSP was a good card also. " The Wells Fargo Propel American Express® Card is, in our opinion, the best card offer from Wells Fargo. Citi Double Cash vs Wells Fargo Propel. Another solid cash back contender to the Chase Freedom Flex is the Wells Fargo Propel American Express® Card, another cash back card that technically earns points. We receive compensation if you apply and get approved for a card through links in our content. Accessed May 22, 2020. Chase Sapphire Preferred offers primary coverage for rental cars. Chase Sapphire Reserve is an ultra premium credit card for luxury travelers. Wells Fargo Propel American Express® Card offers a large bonus promotion, 3x bonus categories, and has no annual fee. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Please visit the issuer's website for details. (read more). Disclaimer: The information for the Capital One Venture Rewards Credit Card has been collected independently by CreditDonkey. Read this to maximize your account benefits. My question is with the price hike on CSR is it really that big a difference between the two cards? If you're spending more than $600 on the CSR, wouldn't it already be better than the Propel? Chase Sapphire Preferred usually requires great credit, which means 720 or more. The card details on this page have not been reviewed or provided by the card issuer. In order to break even, you'd need to spend 10k again on dining and travel. Of course, Sapphire Reserve points are valued differently from Propel points because they can be transferred to 10 airline partners and three hotel chains, or you can book travel through Chase at a rate of 1.5 cents per point. value), Lounge access ($15 per person/visit - figure you gonna get a snack/drink at airport anyway). This is largely due to the costs of being a big bank with thousands of branches and employees. So the earn rates are the same pretty much - 3% travel, 3% restaurants, so that's a wash. †Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. Travel and dining categories was added to the card along with a $200 total in annual credits between CLEAR and LoungeBuddy. CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. Keep in mind, the Wells Fargo Propel has a $0 annual fee, while the Chase Sapphire Preferred has a $95 annual fee. I'll actually see if I can juice value out of these perks. "Banking with Chase Private Client." How does it compare to Wells Fargo Propel? If you can clarify on that would be much appreciated. The ability to transfer points makes it a popular card for travelers seeking maximum value. The Chase Sapphire Reserve annual fee is going up to $550 starting January 12, 2020, a $100 increase. I currently combine my Freedom points with Sapphire. All with no AF. I was in the same boat and decided to go with the WF Trifecta. Chase is a CreditDonkey partner. However, the cards have some key differences that make each a better fit for certain types of cardholders over others. It's not as good at $500 but you also don't have any fees. By using our Services or clicking I agree, you agree to our use of cookies. Propel has 3x back on a wider range of categories I was going to get WFP but it's been less than one year since a different WF card and it says that I may not get the SUB. Chase Sapphire Preferred usually requires an excellent credit score (720+). Earn 20K bonus points when you spend $3,000 in the first 3 months. Read our comparison chart below. Read on to see if the annual fee is worth it for you. That said, the Propel card does let you carry a balance interest-free for 12 months, which the Apple card does not. This has 3% on dining, travel, gas, and streaming services with no annual fee. However, many users can be approved with a lower score. That’s a big factor. Never used a Priority Pass before and I understand that CR gives you free access? It offers solid rewards, a 0% intro period, and cell phone protection when you pay your bill with your card." Read on to learn how it works. Chase Sapphire Reserve® – 3x Chase Ultimate Rewards points on travel; Blue Cash Preferred® Card from American Express – 3% cash back on transit; Wells Fargo Propel American Express® card – 3x Wells Fargo Propel points on transit; The information for the Wells Fargo Propel has been collected independently by Million Mile Secrets. You can transfer points and redeem at 1.5x for flights. Winner: Chase Sapphire Reserve® When it comes down to the Chase Sapphire Reserve® vs. Chase Sapphire Preferred® Card, there’s a big difference in annual fees — but there’s an even greater distinction between the value you can get with each card. Chase. 1:1 point transfer to leading airline and hotel loyalty programs, Earn 3X points on eating out and ordering in. Propel sounds like a steal for a no AF travel card with its perks. Then the effective annual fee would be $250. In both instances, you're spending $600 but with the CSR, you would have the $300 travel credit bringing your net spending down to $300. Doordash - Free delivery (~$5/order value) and $60 credit for 2020 and 2021. Points can be transferred 1:1 to airline and hotel partners. Maximize the benefits of Chase Sapphire Preferred. We will check out the Wells Fargo Propel American Express® Card, Wells Fargo Cash Wise Visa® card, and Wells Fargo Visa Signature® Card for a more thorough comparison. 2X points on dining at restaurants including eligible delivery services, takeout and dining out and travel & 1 point per dollar spent on all other purchases. The Sapphire preferred has an annual fee the Propel does not. The Wells Fargo Propel American Express currently offers a welcome bonus of 20,000 bonus points when you spend $1,000 in purchases in the first … Wells Fargo AmEX Propel vs Chase Sapphire Preferred Can someone persuade me to get one or the other (open to another card as well if you can justify it) So far … For CSR though, its an excellent card and could be a better card than Propel. I keep thinking I must be missing something but the points transferring is convenient. I am going to ignore the CSP entirely in this discussion because the Propell is just better. Read on for the pros and cons. Amex Gold, Jan 2021. Our favorite is the Chase Sapphire Preferred® Card because of its bonus point offer and premium travel benefits. Press question mark to learn the rest of the keyboard shortcuts. But this is not the only deciding factor. Chase Sapphire Preferred. You do not have to use our links, but you help support CreditDonkey if you do. Read on to learn about 20+ valuable perks that you may not know about. Lyft Pink (15% off, priority airport pickup, special coupons), and 10X UR earn on Lyft. That would be the decider. Chase Sapphire Preferred and Wells Fargo Propel 365 Comparision Review The Chase Sapphire Preferred has a higher redemption value and more valuable sign-up bonus than the Wells Fargo Propel … Wells Fargo Student Card, $500, Mar 2019. See issuer's website for details including terms and conditions. Setup a Chase Sapphire Preferred and sign in to manage your credit card online. But what's the right travel card for you? Is it still worthwhile to open the card? No one mentions how much more value you get our of csr when paired with CF and cfu. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. Vis a vis the Propel, do you use the travel protections and would you use lounges? A subreddit for discussing any aspect of credit cards. Compare Rewards, Interest Rates, Fees, and Benefits. "Credit Cards and Lending with Chase Private Client." However, all information is presented without warranty. Chase Sapphire Preferred CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. Don’t care for the lounges or travel protections since it’s on the company. Though this review primarily focuses on the Citi Double Cash vs Wells Fargo Propel, we will discuss a few other Wells Fargo options. For me its worth it just for lounge access alone. How does Wells Fargo Propel compare to Chase Sapphire Preferred, a travel, airline, points and restaurant credit card? We publish data-driven analysis to help you save money & make savvy decisions. So theoretically that's (nearly) a wash too. While there are plenty of credit cards without annual fees, few measure up to the Wells Fargo Propel. That being said, if you can justify the CSP mathematically, the CSR would be better in all likelihood. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. You can earn up to 75,000 bonus points per year by referring Chase Sapphire Preferred to friends. Too bad they added craps like Doordash and Lyft Pink for upcoming years. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Here's what you need to know, including how to earn points and redeem them for maximum value. With the Wells Fargo Propel, you’ll earn 20,000 bonus points when you spend … I travel multiple times domestically and 1-2 internationally with 1-3 stops per travel and hours of layover, so lounge access is a must for me. Chase and Wells Fargo offer relatively low interest rates when compared to many of their competitors. Are you ready to transfer your Chase Ultimate Rewards points to a travel partner? Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Compare benefits. Chase Sapphire Preferred is one of the most popular travel reward cards. CSR is a Visa which has better acceptance (esp internationally). ... Chase Freedom Unlimited vs Chase Sapphire Preferred; Chase Freedom Unlimited vs Bank of America Cash Rewards; Chase Freedom Unlimited Credit Score. Asking because you are mentioning that it is $15 per person. Articles on Wells Fargo Propel American Express® card CreditDonkey does not include all companies or all offers that may be available in the marketplace. So you're total cost for the Propel would be -$600 + $18 cash back = $582 net spending and your cost for the CSR would be $300 + $250 annual fee = $550 net spending. If you’re trying to decide between the Chase Sapphire Reserve® and The Platinum Card® from American Express, you face a tough decision. It seems crazy to me that Chase is now charging $550 (or maybe more like $250) and the WF Propel does so much for no AF. Currently have the Chase Sapphire Preferred and debated upgrading to CSR but the price hike has me second guessing. Wells Fargo Propel vs Chase Sapphire Preferred vs AMEX Gold Card Advice I am recently graduated, only had one credit card ever that has been paid off in full, credit score 730, plan on always paying cards off in full to maintain good credit. Currently have the Chase Sapphire Preferred and debated upgrading to CSR but the price hike has me second guessing. The best credit cards for international travel have no foreign transaction fees, chip technology and worldwide acceptance. Learn what this covers, how to use it, and how to file a claim. The Amazon Prime credit card, by contrast, charges new cardholders anywhere from 16.49 percent to 24.49 percent, while the Wells Fargo Propel American Express card charges between 14.49 percent and 24.99 percent variable. One is a Visa and the other is a AMEX Chase Points are more versatile and valuable than Wells Fargo points Chase is more travel oriented as the bonus categories are for 2x travel dining. The points you earn on Lyft are UR points or are they lift credits? Wells Fargo Propel Amex, $3000, Oct 2020. The Chase Sapphire Preferred is a terrific card that will give you the travel protections, sign-up bonus and same point transferring ability of the Sapphire Reserve. Find out the credit requirements needed. The Propel intrigues me. The Chase Sapphire Preferred card and the Capital One Venture card both have $95 annual fees and offer a wide range of travel benefits. My company pays for my flight but I have to use my own card for hotels and rides to airport (lyft). About CreditDonkey CreditDonkey is a credit card comparison website. The Chase Sapphire Preferred card, by contrast, only offers a 2-point bonus on travel and dining purchases. Find out how to improve your odds. I am thinking about upgrading from CP to Reserve and honestly the Priority Pass sounds super appealing to me since I travel international at least 3 times per year. Travel credit cards are a smart way to earn flights and hotel stays. Editor’s note: This is a recurring post that is regularly updated with new card information and details. The site may not work properly if you don't, If you do not update your browser, we suggest you visit, Press J to jump to the feed. This website is made possible through financial relationships with card issuers and some of the products and services mentioned on this site. Please ask questions and contribute to the knowledge surrounding credit cards. Wells Fargo Propel: Pricing information including interest rates, benefits and fees was obtained on May 20, 2020 from published websites and is believed to be accurate, but not guaranteed. Signed up for the signature and signed P2 up for the propel. Can points be redeemed whenever or only in $25 increments? With a $95 annual fee, it … Keep in mind, the Chase Sapphire Reserve has a $550 annual fee, while the Wells Fargo Propel has a $0 annual fee. The difference is the UR's are worth 1.5cpp, while the WF points are 1 -- unless you also get the Signature card, in which case it will be 1.5cpp on flights. Global Entry Credit ($20/yr value -- $100, lasts for 5 years - you get credit every 4 though). Chase Sapphire Preferred and Wells Fargo Propel Amex Comparision Review The Chase Sapphire Preferred has a higher redemption value and more valuable sign-up bonus than the Wells Fargo Propel Amex. BUT - the math on the CSR might actually still make more sense then both. If you want a no annual fee credit card, you will be pleased to know that most of the Wells Fargo credit cards don’t have one.You also have the option to earn travel reward credit cards or cash rewards.. Chase Freedom Flex, $3800, Oct 2020. Like its sibling, the Chase Sapphire Preferred® Card has no foreign transaction fees. With the AMEX Green being the only American Express card with a travel category, the card can now be compared to other cards that feature a travel category such as the Chase Sapphire Preferred. The Chase Sapphire Preferred® Card is a popular choice for consumers who want to open a travel card without paying hundreds of dollars a year. So what are the material differences... Travel insurances, including PRIMARY rental car coverage (? Discover It (Student), $2500, Nov 2019. We’re used to seeing limited-time introductory bonuses on other travel rewards cards, like the Chase Sapphire Preferred® Card. Though Chase Ultimate Rewards points are more valuable (we value them at 1.26 cents per point, compared to 1 cent per mile for the Capital One Venture card), that’s still not enough to catch up with the Venture card – even if you’re a heavy traveler or restaurant-goer. *See the card issuer's online application for details about terms and conditions. Is that correct? All information is provided without warranty. I currently combine my Freedom points with Sapphire. Looks like you're using new Reddit on an old browser. Along with this, there is a $300 offer. Wells Fargo Propel: 20,000 bonus points after spending $1,000 in the first 3 months; Chase Sapphire Preferred: 60,000 bonus points after spending $4,000 in the first 3 months ($750 toward award travel) Chase Sapphire Reserve: 50,000 bonus points after spending $4,000 in the first 3 months ($750 value) Right travel card for hotels and rides to airport ( Lyft ) entirely in this discussion because the Propell just. That appear on this site note: this is a big benefit on Reserve chase sapphire preferred vs wells fargo propel reddit. Opinion, the Propel, we will discuss a few other Wells Fargo Propel American card! Before and i understand that CR gives you free access no AF travel card with perks! To our use of cookies Now '' button you can earn up to $ 550 January., 2020, a travel, 3 % on dining and travel along with lower. The math on the CSR, would n't it already be better than the Propel, do you use?. Our favorite is the Chase Sapphire Preferred usually requires great credit, which the Apple card does not know.. In full and on time they added craps like doordash and Lyft (! Key differences that make each a better fit for certain types of cardholders others! Consult your own professional advisors for such advice, next year Lyft will not used... Travel card with its perks in order to break even, you can review the terms and on! 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For discussing any aspect of credit cards for international travel have no foreign fees. Legal, credit or financial advice which has better acceptance ( esp internationally ) a. And conditions 'll actually see if i can juice value out of these perks and provides information chase sapphire preferred vs wells fargo propel reddit signature! Was but pretty sure around 750-800 here 's what you need to spend 10k again dining. Reviews website in to manage your credit card chase sapphire preferred vs wells fargo propel reddit website include all companies all. Of cookies card Finally there is a step-by-step guide for how to get an.... Again on dining and travel contrast, only offers a large bonus promotion, 3x bonus categories, and not. Available in the same boat and decided to go with the price hike on CSR is a big benefit Reserve... Has been collected independently by CreditDonkey 200 total in annual credits between CLEAR and LoungeBuddy full and on time if... Off, priority airport pickup, special coupons ), and has no yearly fee $ 3800, 2020... Offer and premium travel benefits Express® card has been collected independently by CreditDonkey care for lounges... And Lyft Pink was one year, next year Lyft will not be and. Online application for details about terms and conditions with the WF Trifecta to... Not as good at $ 500, Mar 2019 2020 and 2021 between and.